Home Buyer Secrets
Secret #1
Lay the Groundwork
Collect financial docs, such as bank statements, tax returns, pay stubs, etc. and avoid big purchases until you’ve met with a mortgage professional. Adding to your monthly payments can affect your ability to get a loan. If you can, start saving as early as possible to ensure you have adequate funds for a down payment and moving expenses.
Secret #2
Work with an agent
In almost all circumstances, the seller pays the real estate commission for both their own agent and the buyer’s agent. This means you get to reap the benefits of working with an agent for no out-of-pocket expense. Whether it’s finding the best mortgage broker or helping you negotiate through a multiple offer situation, your agent will be there to help you succeed.
Secret #3
Communicate effectively
Ask questions. If something in your contract seems confusing, ask about it before you sign. You don’t want to have questions after you’ve committed. Pick a communication method since there will be a lot of back and forth between you and the team. Finally, be direct with your team and don’t hesitate to speak up if you don’t like something.
Secret #4
Be patient and decisive
Buying a home is an important decision. You have to balance patience with your ability to be decisive when you find the right home. Depending on market conditions, your first offer may not get accepted but be persistent. Trust your intuition when you’ve found the right house and go for it!
Secret #5
Be flexible
Remember, you can always update your home, the neighborhood may change in a few years, or you may decide to move again, so this might not be your final home. Besides your financial capabilities, almost everything else is beyond your control so be flexible with the process.
Testimonials
Liz took time to understand our unique situation and, utilizing her obvious knowledge and experience, worked with us to set objectives and implement an appropriate plan.
We were pleased with the way Liz took charge of every aspect of the process and was there every step of the way. Her commitment to the goal and the plan, and her capable, focused efforts kept things moving forward and led to a very gratifying outcome.
During the relatively short period of intense activity Liz always projected an air of confidence and control, which allowed us to believe our aggressive objectives could be met. And they were... thanks to Liz.
Sherman Moore
Mississauga
Liz held our hands throughout the sale process and was very patient
She is very in tune with the market and offered advice and personal assistance at all times. She is an intelligent charming agent who will do her very best to make sure her clents are comfortable with the process. Because of her efforts and advice we sold quickly and over asking. Thank you Liz.
Olga & Nestor Woroniuk
Oakville
CENTURY 21 Miller Real Estate Ltd. Brokerage
INFO & SERVICES
CENTURY 21 Miller Real Estate Ltd. Brokerage
209 Speers Road, Unit 9, Oakville, ON L6K0H5
(905) 845-9180
INFO & SERVICES
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